Open the door to unique property insights.
Access your complimentary property report today.
Avant Financial Services has partnered with CoreLogic to provide complimentary property reports that contain data used by banks when determining#;
• A property’s estimated sale value
• The suburb’s growth trends
• Indicative rental yield
• Comparable properties on the market
• School catchment zones
If you want to learn more about the value of property reports and how they can help homeowners and buyers make informed decisions, read the following article: ‘Knowledge is power for homeowners and buyers when it comes to residential property’.
Are you purchasing a property?
Unlike a bank, Avant has relationships with lenders that offer preferential treatment to doctors, dentists, and veterinarians. You may be eligible to access up to 95% LVR with no lenders mortgage insurance (LMI)*.
If you are purchasing an investment property, speak with one of our finance specialists to find the right loan.
Has your property value increased?
Research has shown that existing customers that don’t refinance or change banks pay, on average, 26 basis points more than new customers**. On a $500,000 loan, 26 basis points equate to an additional $20,093 over the life of a 25 year loan^.
If your property value has increased, now might be the time to refinance, as you may be able to access a lower loan-to-value ratio (LVR), lowering your interest rate or monthly repayment.
To discuss purchase and refinance loan options, contact us today for a free consultation.
Disclaimers
#Digital property profile reports (Property Reports) are produced by RP Data Pty Ltd trading as CoreLogic Asia Pacific (CoreLogic). Avant is not liable for any loss, damage or injury suffered (even if caused by negligence) as a result of using or relying on a Core Logic Property Report.
*Eligibility criteria, terms and conditions, fees and charges apply. Contact us for further details and to obtain a copy of our Credit Guide. This information is general only and has not been prepared to suit your specific objectives, financial situation or needs. Please consider its appropriateness to your circumstances.
** Australian Competition and Consumer Commission – Home loan price inquiry: https://www.accc.gov.au/system/files/ACCC%20Home%20Loan%20Price%20Inquiry%20-%20Interim%20report%20-%2030%20March%202020.pdf ^ Lendi – Lender loyalty is costing borrowers $4.5 billion a year: https://www.lendi.com.au/inspire/insights/are-you-paying-loyalty-tax-on-your-home-loan/
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FAQs
Unlike a bank, Avant’s finance specialists have access to a wide range of loan options that no one lender can match. Avant finance specialist will let you know if you’re eligible for any government-based financial support, give you a clear idea of your borrowing power and identify the home loan with the features best suited to your needs at the most competitive rate.
Our team are world-class medical finance experts. Their knowledge, understanding, and connections have helped set up 1000’s of practices, secured 1000’s of homes, and removed million and one financial headaches.
You have one key contact who takes the work-load off you. That one person gets to know you, takes real ownership in managing the application process, and handles all your property, practice and personal financing.
Contact Avant today.
Avant has relationships with lenders that offer preferential treatment to doctors, dentists, veterinarians and medical professionals. Avant finance specialist can help identify the right loan with the features best suited to your needs at the most competitive rate.
Avant will help save you time and money by doing the hard work for you of comparing options from different banks and lenders, finding you the right solution for your unique circumstances.
Lenders Mortgage Insurance (LMI) is insurance taken out by the lender to provide a safety net to the bank if the borrower defaults on the loan repayments. This fee is usually added to your loan.
Due to our relationships with lenders and our expertise in understanding the complexities of doctors income structures, we can go along way to help you avoid LMI.
The Loan-to-Value Ratio (LVR) is the proportion of the loan amount to the valuation of the property.
If the property is valued at $1,000,000 and you have $100,000 it will require a loan of $900,000, the LVR is 90%.
Avant can assist doctors in purchasing an owner-occupied property by accessing up to 95% LVR and avoiding LMI*.
Negative gearing is when the yearly property costs are higher than the income it generates. Losses can be offset against other income which makes negative gearing a tax advantage. Working with your accountant or tax advisor, we can help structure your loan to increase the tax effectiveness of your investment.
Due to our relationships with multiple lenders, we can quickly navigate the process to help you put an offer on that dream home sooner. To expedite your application, have your past 3 months of pay slips (or business tax returns if you’re self-employed) ready and start compiling a list of your assets, expenses, and liabilities including credit-cards. This will help our specialists apply for your pre-approval sooner!
Unlike a bank, Avant’s finance specialists have access to a wide range of loan options that no one lender can match. Avant finance specialist will let you know if you’re eligible for any government-based financial support, give you a clear idea of your borrowing power and identify the home loan with the features best suited to your needs at the most competitive rate.
Our team are world-class medical finance experts. Their knowledge, understanding, and connections have helped set up 1000’s of practices, secured 1000’s of homes, and removed million and one financial headaches.
You have one key contact who takes the work-load off you. That one person gets to know you, takes real ownership in managing the application process, and handles all your property, practice and personal financing.
Contact Avant today.
Avant has relationships with lenders that offer preferential treatment to doctors, dentists, veterinarians and medical professionals. Avant finance specialist can help identify the right loan with the features best suited to your needs at the most competitive rate.
Avant will help save you time and money by doing the hard work for you of comparing options from different banks and lenders, finding you the right solution for your unique circumstances.
Lenders Mortgage Insurance (LMI) is insurance taken out by the lender to provide a safety net to the bank if the borrower defaults on the loan repayments. This fee is usually added to your loan.
Due to our relationships with lenders and our expertise in understanding the complexities of doctors income structures, we can go along way to help you avoid LMI.
The Loan-to-Value Ratio (LVR) is the proportion of the loan amount to the valuation of the property.
If the property is valued at $1,000,000 and you have $100,000 it will require a loan of $900,000, the LVR is 90%.
Avant can assist doctors in purchasing an owner-occupied property by accessing up to 95% LVR and avoiding LMI*.
Negative gearing is when the yearly property costs are higher than the income it generates. Losses can be offset against other income which makes negative gearing a tax advantage. Working with your accountant or tax advisor, we can help structure your loan to increase the tax effectiveness of your investment.
Due to our relationships with multiple lenders, we can quickly navigate the process to help you put an offer on that dream home sooner. To expedite your application, have your past 3 months of pay slips (or business tax returns if you’re self-employed) ready and start compiling a list of your assets, expenses, and liabilities including credit-cards. This will help our specialists apply for your pre-approval sooner!