Your Next Home
Make your next move on the property ladder
Moving into a new home, comes with big questions. How much can I borrow? Should I sell my current home, or can I use it as an investment property? We can provide guidance on these matters and more while sourcing, negotiating and organising a home loan that supports your short and long-term goals.
How much can you borrow?
Before looking at properties, it is important to know what you can afford. Do you plan on selling your property? Are you hoping to use existing capital in your property to fund a second property? An Avant finance specialist can help determine your borrowing capacity. As a doctor, may be able to obtain 95% LVR home loans without paying lenders mortgage insurance (LMI)*.
Speak with a finance specialist today.
How to pay a smaller home deposit?
Avant helps doctors access a home loan up to 95% LVR without paying lenders mortgage insurance (LMI)*. If you were purchasing a $700,000 property, most banks would require a 20% deposit ($140,000 in savings) to avoid LMI. However, Avant works with lenders that offer unique solutions for doctors. Accessing 95% LVR means you may only require a 5% deposit ($35,000 in savings) to avoid LMI*.
Speak with a finance specialist to learn more.
Speak with a specialist
Like with all decisions, gaining as much insight and knowledge as possible is the key to making the right choice. Avant ensures a seamless experience by communicating with your accountants, lawyers and conveyancers to achieve the best outcome for you.
Use the Avant Property Report# generator provided by CoreLogic to gain valuable insight into:
• A property’s estimated sale value
• Suburb growth
• Demographics
• Comparable properties on the market
How much can you borrow?
Before looking at properties, it is important to know what you can afford. Do you plan on selling your property? Are you hoping to use existing capital in your property to fund a second property? An Avant finance specialist can help determine your borrowing capacity. As a doctor, may be able to obtain 95% LVR home loans without paying lenders mortgage insurance (LMI)*.
Speak with a finance specialist today.
How to pay a smaller home deposit?
Avant helps doctors access a home loan up to 95% LVR without paying lenders mortgage insurance (LMI)*. If you were purchasing a $700,000 property, most banks would require a 20% deposit ($140,000 in savings) to avoid LMI. However, Avant works with lenders that offer unique solutions for doctors. Accessing 95% LVR means you may only require a 5% deposit ($35,000 in savings) to avoid LMI*.
Speak with a finance specialist to learn more.
Speak with a specialist
Like with all decisions, gaining as much insight and knowledge as possible is the key to making the right choice. Avant ensures a seamless experience by communicating with your accountants, lawyers and conveyancers to achieve the best outcome for you.
Use the Avant Property Report# generator provided by CoreLogic to gain valuable insight into:
• A property’s estimated sale value
• Suburb growth
• Demographics
• Comparable properties on the market
Gain a client’s perspective
Discover what it’s like to have a dedicated Avant finance specialist on your side.
I was being laughed out of the bank by the managers. They said 'come back in ten years time when you’re qualified...' Penny took away the difficulties associated with dealing with the banks, that really enabled us to buy our first house.
Upper GI surgeon, St Vincent's hospital Melbourne
Why Avant Experience a level of personalised service, guidance and care that places your financial needs and aspirations at the centre of everything.
Ready to know more? Get in touch to find out how we can help you achieve your home loan goals
Send us an enquiryTalk to a finance specialist today
1300 99 22 08You don’t feel like you’re just dealing with some institution – it’s a very personal, individualised approach.
Consultant Obstetrician
Frequently Asked Questions
Bridging finance is available if you are looking to buy or build a new home prior to selling your current property even if the proceeds of the sale are required for your new purchase.
Talk to an Avant finance specialist to find out if bridging finance is suitable for your current situation.
State government stamp duty is around 3-6% of a property’s selling price. Each state or territory has different rules and calculations. Some offer discounts or exemptions to first home buyers.
No, Avant property reports are free of charge. To obtain a property report, simply provide your details on the relevant form and then you will be emailed the requested information.
No, you can request as many property reports as required.
The authors behind the property reports are CoreLogic. They are Australia’s leading provider of the very latest, accurate and powerful property insights and analytics.
Bridging finance is available if you are looking to buy or build a new home prior to selling your current property even if the proceeds of the sale are required for your new purchase.
Talk to an Avant finance specialist to find out if bridging finance is suitable for your current situation.
State government stamp duty is around 3-6% of a property’s selling price. Each state or territory has different rules and calculations. Some offer discounts or exemptions to first home buyers.
No, Avant property reports are free of charge. To obtain a property report, simply provide your details on the relevant form and then you will be emailed the requested information.
No, you can request as many property reports as required.
The authors behind the property reports are CoreLogic. They are Australia’s leading provider of the very latest, accurate and powerful property insights and analytics.
We challenge convention.
We surprise our clients.
We are never ordinary.
Talk to a finance specialist today
1300 99 22 08I'd like to chat about
Take a deeper look inside Avant Financial Services
Gain valuable financial insights from our team of experts, and learn more about our commitment to the medical community and sustainable action.
From a family home to a whole portfolio, Dr Jessica* has built a nest egg for her family
Information
Knowledge is power for homeowners and buyers when it comes to residential property.
What to look for at Property Inspections
Information
Is now the time to fix your home loan? An expert weighs in
Testimonials
I was being laughed out of the bank by the managers. They said 'come back in ten years time when you’re qualified...' Penny took away the difficulties associated with dealing with the banks, that really enabled us to buy our first house.